Westpac EFTPOS codes

If you're receiving a deposit into your Westpac account from an overseas account by telegraphic transfer, your payee may be asked to enter the Westpac SWIFT code, which is:

WPACAU2S

If you'd like to transfer money from a Westpac account to an overseas account by telegraphic transfer, you'll need to obtain the SWIFT Code of the recipient's bank.

What is a SWIFT code? It is:

  • A code of 8-11 characters used by banks around the world to transfer money
  • An abbreviation for "Society for Worldwide Interbank Financial Telecommunication".

How can I find a SWIFT code?

  • Ask the person or business you'd like to pay
  • Log into Westpac Online Banking (westpac.com.au), select the "Banking" tab and search the "Overseas Payments" menu, or
  • Check the SWIFT website

To find a SWIFT code through Online Banking, simply:

  • Log in to westpac.com.au
  • Choose your payment destination
  • Nominate the amount and account you'd like to pay from
  • Enter the recipient's bank details
  • Search for the SWIFT code by entering the name or city of the recipient's bank.

Just keep in mind that you'll need to use an IBAN (International Bank Account Number) for:

  • All Euro currency payments to Europe and the UK
  • Payments in any currency to Lebanon and Kuwait.

What's the difference between a SWIFT code and an IBAN number?

An IBAN, or International Bank Account Number, is a globally recognised sequence of letters and numbers used to process select cross border payments. It was originally adopted by member states of the European Union and has since been taken up by other countries. International payments from Australian accounts to IBAN-recognised countries will thus require a valid IBAN.

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